Join the

R.I.G.

The R.I.G. is BLF’s custom ‘consultant in a box‘ program that gives independent truckers everything they need to manage their business and avoid the common pitfalls that so many face in today’s trucking industry.

Sure, you drive your truck. But how well do you you drive your business?

FACT: 87% of truckers fail within 2 years.

That’s the bad news. The good news is the reasons have less to do with the high cost of fuel and low rates per mile than you might think. Here’s why it really happens:

Poor Management

Many independent truckers start out their business without a business background and are unprepared for everything it takes to do it properly.

Low Rates and Cash Flow

The goal of every trucker should be working towards regular contracts and dedicated lanes. This can be done, with the right strategy.

Lack of Professional Support

Independent truckers are doing it alone all the time-hours and hours on the road ensure this fact. 

The Importance of Proper Management

One common reason trucking businesses fail is because they struggle to manage their drivers, finances, or business effectively – Leading to trouble finding and keeping excellent drivers or keeping their finances profitable.

Poor management can shut down a trucking business very quickly. Drivers quit, and there is no one to replace them. Costs go uncontrolled. Tasks are completed inefficiently. Drivers lack structure, or have too many rules placed on them.

Having a solid business manager, or learning to do it yourself, will help you run a more streamlined, cost-effective, and thriving trucking business.

Professional Support

Trucking business owners, particularly owner-operators and those who run small fleets, try to take on multiple responsibilities on their own. One person handles finding freight, dispatching, accounting, safety, sales and marketing, and more.

The problem with this approach is that the individual wearing multiple hats encounters natural obstacles in time and energy that make it difficult for them to complete all of their tasks promptly and effectively. Or worse, they don’t know how to do all of these things, which can spell disaster quickly.

Having professional support allows truckers to focus on freight. Whether that means investing in a full-time employee, or hiring a business to provide professional support filling in the gaps can significantly improve chances of success over the long term.

That is why we created the R.I.G.

R.I.G. membership gives truckers the confidence of having trusted experts, who actually care, helping them to manage the business.

The R.I.G.

How it works. And why it works.

R

Review

To identify the company pain points, financial & credit issues, and immediate needs for improvement.

I

Improve

The action plan and timeline needed to see tangible results from addressing the issues.​

G

Grow

As a result of the changes, the company is now be in a better financial/credit position to increase profits and scale.

Monthly Benefits

Certain aspects of business, like credit management and profit and loss, need constant monitoring and attention to keep the current health of the business in check.

Quarterly Benefits

Keeping tabs on business trends is vital to ensure the game plan is working. Adjusting to market conditions and long term cash flow is a must to stay on course.

On Demand Benefits

Being able to strike when an opportunity arises, or to adapt to unforeseen circumstances and expenses keeps your business nimble.

Start running your business today
with these benefits.

1.

Consulting

On Demand

2.
3.
4.

Growth Plan

Quarterly

5.

P & L Review

Quarterly

6.

Loan Prep

On Demand

7.

Coaching

Monthly​

8.

Bookkeeping

Monthly

9.

Fleet Manager

On Demand

Pricing & FAQ​

Explore our pricing tiers and the services that come with each below.

Bronze

$80

/Month​
Consulting
Personal Credit Management​
Business Growth Plan​
P & L Review​
Loan Prep
Business Credit Management
30 Minutes Coaching
Bookkeeping Services
Silver

$110

/Month
Consulting
Personal Credit Management​
Business Growth Plan​
P & L Review​
Loan Prep​
Business Credit Management
30 Minutes Coaching
Bookkeeping Services​
Gold

$280

/Month​
Consulting
Personal Credit Management​
Business Growth Plan​
P & L Review​
Loan Prep
Business Credit Management
30 Minutes Coaching
Bookkeeping Services

Business Experts

BLF consultants have decades of experience in company management, scaling, and growth.

No Surprises

No shady add-ons or hidden fees whatsoever. What you see is what you order, what you order is what you get.

No Contracts

Utilize the services of the R.I.G. for as long as you want or need and cancel at any time.

Affordable​

Even our top tier plan costs less than the price of an average employee working for one full workday.


1. Consulting

Included with: All R.I.G. membership levels

Service type: On Demand

Helping you make sound business decisions.

A business consultant is an advisor who has experience in all aspects of running and growing a business wisely. Because BLF specializes in small trucking companies, we are uniquely equipped to assist you with anything. This might be a simple one question phone call, or a tackling a larger problem. 
 

How Consulting Works on the RIG

Frequently Asked Questions

How long does it take to see results?

The time required to see tangible results varies depending on the specific challenges your business is facing and the areas of focus. However, many of our clients begin to see positive changes in operational efficiency and financial management within a few months. Our goal is to provide long-term strategies that contribute to your company’s sustained growth. This is the whole reason we created the R.I.G.

Will this be a long term relationship?

We sure hope so. Sustained growth requires ongoing support and strategy refinement. Long-term partnerships allow us to continually monitor progress, adapt strategies as needed, and provide ongoing guidance to ensure your trucking business reaches its full potential.

What if I am only a sole prop or owner/operator?

Owner-operators are actually who will benefit from R.I.G. membership more than anyone. While larger companies tend to have support staff, owner operators have to juggle multiple roles in their business. And truth be told, a lot of owner operators are great at all things freight, but not so great at business management. Especially truckers with less than a few years experience under their belts.

Will I deal with one consultant only?

Yes. All R.I.G. members have a dedicated consultant (at time of writing, our CEO Sean Hawley). All of us at BLF love and root for our truckers to succeed at every stage of their business. For a proper consulting relationship to work, both sides (client and consultant) need to build a strong relationship together. This is important so that the trust goes both ways. In fact, we’re sure that after a while you will even become good friends.

What happens if I cancel my R.I.G. membership?

As long as you are a paying member of the R.I.G. you will receive all of the benefits included in your plan. This does not mean that should you cancel, we would stop taking your calls in the future. Everyone at BLF is very accessible and helpful all the time.

Is there a limit on how many times I can access my consultant?

No. Your BLF consultant is available for you whenever you have a need or a question. You should always feel comfortable reaching out whenever you want. Although we’re not robots and cannot answer every call/email instantly all the time, communication will be prompt. Obviously, there needs to be a reasonable expectation that your consultant may be busy at times.

What’s not included

Just like truckers, BLF knows how to ‘stay in our own lane’.

Help with finding freight

BLF does not engage with any brokers, dispatchers or load boards.

Regulatory compliance

We are not able to help with DOT compliance or permit assistance.

Operational efficiency

BLF doesn’t have tools available for fleet management or route optimization (yet).

Driver management

We cannot assist with recruiting or hiring additional drivers for your fleet.

2. Personal Credit Services

Included with: All R.I.G. membership levels

Service type: Monthly

It all starts here.

For truckers, especially sole props and single member LLCs, your personal credit will have an affect on every aspect of your trucking business. Good personal credit will open doors to things like the ability to borrow money at decent terms, get lines of credit, lower insurance premiums & factor rates, and expand the fleet with truck loans. Bad personal credit closes all of those doors.
 

How Personal Credit Works on the RIG

What it is NOT.

An overnight fix.

Personal credit takes time to both repair and build. A low credit score is often the result of years of bad decisions and bad breaks. While it is possible to see improvement quickly, there is no guarantee of this.

A one-size-fits-all.

Credit solutions will differ from one person to another. Every single credit profile is unique, and thus the steps to repair and build are also unique to the credit user.

A debt repayment program.

Credit repair services is not a program that lowers monthly payments or arranges settlement payoffs. While we can, and will, advise you on what debts to pay down and when, we don’t really get too involved in requesting/offering payment arrangements to creditors (although we do sometimes). We can however, make a recommendation to a non-profit credit counseling organization that can assist you in these matters.

Entirely up to us.

If you are truly serious about building your personal credit you are going to need to be a part of the process with us. This means you might need to make some changes to the way you have previously done things (or not done them!). It might not be easy at first, but it will be worth it.

Frequently Asked Questions

What if my personal credit is already good?

If this is the case for you (sadly it is not for most of our trucking clients), then you will really not have any need for this component of your R.I.G. membership. We will focus on the other R.I.G. components that you do need. It’s also good to keep in mind that if anything does happen where your credit takes a hit, we can jump in and help.

Will I need to use a credit monitoring service?

If we are working towards repairing your credit, then yes. At least for the first several months. This is needed for all of us to be able to track changes as we go. We recommend BLF clients sign up for Creditcare, which is an excellent service. We will usually tell you when it is okay to cancel your Creditcare membership.

How do I track my progress?

You will be able to see all of the changes to your report in two ways;. via checking your credit monitoring service and via updates from us. We notify our clients of every single change to your FICO score as we go along via instant email updates.

How soon will I see improvement?

This all depends on what’s hurting your score and why. However, it is not uncommon to see credit shoot up a bit, especially at first. On average, most clients see a reasonable improvement within 8 months. But keep in mind, every client is different.

I’ve heard credit repair is a scam. Is this true?

No. Credit repair, as a service, is a perfectly legitimate and real thing that works as long as whoever is performing the service knows what they are doing. The problem with the credit repair industry is that most people who call themselves credit experts are nothing of the sort.

Can’t I do this myself?

Absolutely. The question is do you want to? Repairing credit takes a bit of know how and a lot of effort. Especially if there are disputes on a personal credit report. Truckers in general, don’t exactly have a lot of spare time on their hands and staying on top of disputes and letters to creditors can be very time consuuming.

What happens if I cancel my R.I.G. membership?

As long as you are a paying member of the R.I.G. we will continue to monitor your credit and make sure it is remaining constant (or hopefully improving. If your score has improved nothing will happen to it if you cancel your R.I.G. membership.

I have have friend who needs help with credit. Can you help?

Maybe. BLF is a business consulting firm, and thus most of our clients are trucking business owners. The R.I.G. was designed for them, and personal credit is actually a “perk” included for free on the R.I.G.. It may not make sense to enroll a non-trucker as a full R.I.G. member.

3. Business Credit Services

Included with: Silver & Gold R.I.G. membership levels

Service type: Monthly

Use the power of your business to grow itself.

As a business establishes and grows positive credit history, financing with true business lenders becomes more accessible. Rates on business credit cards, loans and lines of credit cards are far better than with personal credit alone, making it easier to manage expenses and grow your business. And more importantly, using business credit separates personal risk from transactions.
 

How Business Credit Works on the RIG

What it is NOT.

Instant Access to large credit amounts.

Business credit takes time to both establish and build. However, as it builds your access to higher credit limits and better lenders will expand.

Terribly difficult.

Most of the time building business credit is easier than building personal credit. Especially once it is established. As long as you stay up to date with your account(s), your business credit score should only go up.

Entirely up to us.

Just like your personal credit, we need you to be on board with what needs to be done (and not done!) to build your business credit. It’s important that you keep to the plan.

Frequently Asked Questions

Can I get and build business credit if I am a sole prop?

Yes, sole proprietors can build business credit. However, because a sole proprietorship doesn’t separate personal and business finances, the owner’s personal credit history often impacts the ability to obtain business credit. This is the case, at least at first, when you first begin to build business credit.

Do I really need business credit?

YES. A strong business credit score can help you secure better terms on loans or leasing agreements for new trucks and equipment. Business credit also can save you money on insurance/factoring costs. This can reduce your cost of doing business.

I am a sole prop are you going to make me become an LLC?

We can’t make our truckers do anything. But we will strongly urge you to do this. There reasons for forming an LLC vs staying a sole prop are far too numerous to mention them all here, but access to better credit is definitely one of them.

Can I build business credit with bad personal credit?

Yes, but it might be more challenging (you may need to start with secured credit options). The key is to make timely payments and manage your business finances responsibly to gradually improve your business credit score. Also keep in mind- a a R.I.G. member, we will be working on your personal credit as well.

What impact may seasonality have on business credit?

The trucking industry can be seasonal, which may lead to fluctuating income. These changes in revenue could impact your credit utilization ratio, a factor that affects your credit score. It’s essential to manage your credit responsibly during both busy and slow periods.

How long will it take?

While building business credit may require some effort, it is not as daunting as it may seem. By paying bills on time, utilizing a diverse range of credit products and keeping your credit utilization ratio low, you can effectively establish and maintain strong business credit.

4. Business Growth Plan

Included with: All R.I.G. membership levels

Service type: Quarterly

A GPS for your business.

In today’s competitive trucking industry, a well-structured business growth plan isn’t just an option; it’s a necessity. A tailored business growth plans offers more than just a roadmap; it’s a set of actionable strategies aimed at sustainable growth and profitability.

Leveraging years of industry expertise, we help you identify untapped opportunities, mitigate risks, and align your operations with your long-term objectives. With our guidance, you’ll be equipped to navigate market changes, scale efficiently, and carve out a competitive edge that propels your business to new heights..
 

How Business Growth Plan Works on the RIG

What it is NOT.

Set it and Forget it.

A growth plan is a plan that blah blah.

Adaptable to everyone.

Credit solutions will differ from one person to another. Every single credit profile is unique, and thus the steps to repair and build are also unique to the credit user.

A debt repayment program.

Credit repair services is not a program that lowers monthly payments or arranges settlement payoffs. While we can, and will, advise you on what debts to pay down and when, we don’t really get too involved in requesting/offering payment arrangements to creditors (although we do sometimes). We can however, make a recommendation to a non-profit credit counseling organization that can assist you in these matters.

Entirely up to us.

If you are truly serious about building your personal credit you are going to need to be a part of the process with us. This means you might need to make some changes to the way you have previously done things (or not done them!). It might not be easy at first, but it will be worth it.

Frequently Asked Questions

Why do I need this if all I need is more freight?

If this is the case for you (sadly it is not for most of our trucking clients), then you will really not have any need for this component of your R.I.G. membership. We will focus on the other R.I.G. components that you do need. It’s also good to keep in mind that if anything does happen where your credit takes a hit, we can jump in and help.

Do I have to know a lot about business to use this?

If we are working towards repairing your credit, then yes. At least for the first several months. This is needed for all of us to be able to track changes as we go. We recommend BLF clients sign up for Creditcare, which is an excellent service. We will usually tell you when it is okay to cancel your Creditcare membership.

How Involved do I need to be?

You will be able to see all of the changes to your report in two ways;. via checking your credit monitoring service and via updates from us. We notify our clients of every single change to your FICO score as we go along via instant email updates.

What if I have my Own Ideas for Growth?

No. Credit repair, as a service, is a perfectly legitimate and real thing that works as long as whoever is performing the service knows what they are doing. The problem with the credit repair industry is that most people who call themselves credit experts are nothing of the sort.

What if the plan fails?

Nobody intends for business plans to fail. But, business is fickle, and the transportation industry is an unpredictable beast. It is entirely possible that we will need to ‘recalibrate’ the original plan to account for changing circumstances. And in extreme cases, a whole new plan needs to be created. Don’t worry, if it happens, we’ve got your back.

How long does it take to see results?

Short term plans (1-3 months) will see results right away. Long term plans (6-12 months and beyond) will be more of a slow burn, and will require more dedication and patience. As long as they plan is sound and reasonable, the benefits will surface.

5. Profit & Loss Review

Included with: All R.I.G. membership levels

Performed: Quarterly

It’s Time for Your Report Card.

Keeping track of money coming in and going out is crucial for any trucking business. Our quarterly Profit and Loss Review service simplifies this for you. We dive deep into your finances to figure out what’s working and what needs fixing. The goal is simple: help you understand where your money is going, so you can earn more and spend less. No complicated jargon, just clear insights and actionable advice to keep your trucking business on the road to success.
 

How Profit & Loss Review Works on the RIG

What it is NOT.

Us controlling your money.

Everything about the R.I.G. is suggestive. If we think you’re spending too much money on Starbucks every week we will probably advise you to bring coffee in a thermos. But how many Venti lattes you buy is up to you.

Tax filing.

Our P & L review is meant to compliment your bookkeeping, not replace it. You will sill need to ensure your quarterly taxes are completed. If you need a bookkeeper, you can upgrade to Gold R.I.G. membership.

Anything permanent.

Credit repair services is not a program that lowers monthly payments or arranges settlement payoffs. While we can, and will, advise you on what debts to pay down and when, we don’t really get too involved in requesting/offering payment arrangements to creditors (although we do sometimes). We can however, make a recommendation to a non-profit credit counseling organization that can assist you in these matters.

Entirely up to us.

If you are truly serious about building your personal credit you are going to need to be a part of the process with us. This means you might need to make some changes to the way you have previously done things (or not done them!). It might not be easy at first, but it will be worth it.

Frequently Asked Questions

Can you explain exactly what a P&L review actually is?

If It’s like a health check-up, but for your business money. We look at what you’re earning and spending every quarter to see how you can make more profit. As consultants who have seen bank statements for hundreds of clients, many truckers don’t have a clue as to what’s coming in vs what’s going out.

Is this really necessary?

Knowing where your money goes can help you make better decisions. This service aims to find ways to cut down costs and boost your income, all explained in simple terms.

How often is the review done?

We do this review every three months, or quarterly. This way, you get regular updates on how your business is doing financially. Performing the review quarterly allows for a hdsjkhs way to see trends, as opposed to one month a a time. Blah blh.ddasdasdasdasdasd

How will I know if this is working?

You should start noticing more money in your account! You would be surprised how a far a little guidance, discipline and new habits go towards saving you money each month. Also this- an extra $500, $1000 or more in your bank is month is just that. Whether you earned it or kept it from leaving your account.

What do I need to do?

If you have accounting software (like Quickbooks) you can create a report directly from the main interface. If you don’t use any software you can simply provide us with your monthly bank statements. All R.I.G. clients have access to a portal to upload documents. Reminders are sent out automatically each month on the 10th.

Is this complicated?

Not at all! We break things down into simple language and easy-to-understand reports. No business degree needed, just a willingness to learn. Before you know it, you’ll be doing it for your buddies.

What if my business is too small?

No business is too small for good financial habits. In fact, smaller businesses often see quicker improvements, because every little change can make a big impact. Another thing to remember is small businesses can make big earnings-yet another reason why sound finances are important.

What if I don’t want to follow your suggestions?

Our suggestions are only offered to help you hold on to the money you earn. We know how hard truckers work, and it pains us to see any of you struggle. Habits may be hard to break, but we hope you at least try. But you don’t have to do anything we tell you.

6. Loan Prep

Included with: All R.I.G. membership levels

Performed: On Demand

Borrow and Build.

Getting a loan can be a game changer for your trucking business, but the process can feel overwhelming. That’s where our on-demand Loan Prep service comes in. We help you get all your ducks in a row so you can apply for a loan with confidence. From gathering essential documents to strategizing your loan application, we’ve got you covered. No financial jargon, just step-by-step guidance to help you secure the funding you need to grow your business..
 

How Loan Prep Works on the RIG

What it is NOT.

A loan from BLF.

BLF is not a lender. We are consultants and loan packagers with an extensive network of vetted funding partners.

A guarantee of approval

Applications for lending/funding are approved by the merit of the business. While we do everything ahead of time to make sure you are in the best shape possible, we cannot offer a guarantee that every client will be approved for exactly what they want.

Always .

Credit repair services is not a program that lowers monthly payments or arranges settlement payoffs. While we can, and will, advise you on what debts to pay down and when, we don’t really get too involved in requesting/offering payment arrangements to creditors (although we do sometimes). We can however, make a recommendation to a non-profit credit counseling organization that can assist you in these matters.

Entirely up to us.

If you are truly serious about building your personal credit you are going to need to be a part of the process with us. This means you might need to make some changes to the way you have previously done things (or not done them!). It might not be easy at first, but it will be worth it.

Frequently Asked Questions

Do I need to be a R.I.G. member to apply for a loan?

No. Loan prep is something we do an a daily basis, for many truckers. R.I.G. membership does however, come with advantages when applying for lending. This is because we will be a) intimately involved with R.I.G. truckers, b) often game planning loan submissions weeks or even in months in advance. This can result in loan apps for R.I.G. members being stronger when they go off to lenders.

Can I get more than one loan?

You can get as many loans as your heart desires. However, R.I.G. members also receive consultation from BLF, so we will make recommendations for how many makes sense.

Can I join the R.I.G. and cancel after I get my loan?

Sure. R.I.G. membership can be cancelled (and also reactivated) at any time. All of your information will remain with us, and should you rejoin in the future we won’t need to begin the onboarding process from scratch.

Is my loan application sent all over the place?

No. This practice (called “shotgunning”) is a hallmark of inexperienced loan brokers, and is ill advised. It’s also bad for your credit as it results in numerous inquiries. While we may apply with more than one lender at a time, or at different times (called “rounds” at BLF), we are always still targeting specific lenders who we feel confident are a good match.

Are there any fees to apply?

No. BLF does sometimes charged loan packaging/consulting fees for loan applications. However, as a benefit to R.I.G. members, these fees are waived.

How long is the decision period?

For most types of funding, usually a few days at the max. For larger bank term loans, lines of credit, it may take longer. And for SBA loans, the decision period can be a month or more. It all depends on the size and complexity of the lending you are seeking.

7. Coaching Services

Included with: Silver & Gold Membership Levels

Performed: Quarterly

Class is in Session.

Tailored exclusively for small trucking companies, we offer a 30-minute one-on-one coaching session each quarter, conducted via video conference or telephone, to provide you with the insights and tools you need to navigate the complexities of the trucking industry. Whether you’re struggling with financial management, compliance, or simply looking for ways to scale, these sessions are designed to offer actionable advice and personalized strategies that can drive your business forward.
 

How Coaching Works on the RIG

What it is NOT.

A life coach.

Everyone at BLF cares deeply about our clients, and we often get into all sorts of conversations with our truckers. But in order to be effective, coaching sessions should always stay the course as time spent discussing your business.

Some hokey MLN nonsense.

No one is going to make you recruit new members, join a costly seminar, or sign up for some ridiculous ‘step by step’ approach to getting rich. BLF coaching sessions are grounded in realistic strategies tailored for the truckers. We focus on actionable advice and teaching our truckers stuff they can actually use for the rests of their business lives.

Unproven theories.

Our coaching is based on proven business principles adapted to the unique needs and challenges of the trucking industry. This is not an experimental or untested model.

Not Generic or One-Size-Fits-All.

Each coaching session is designed to address your specific challenges and opportunities. We don’t offer generic advice applicable to any business; we focus solely on small trucking companies.

Frequently Asked Questions

What topics are covered in the coaching sessions?

The monthly coaching sessions can cover a range of topics tailored to your specific business needs. This includes but is not limited to financial management, operational efficiency, and growth strategies. The focus is on providing actionable insights and solutions that can help your trucking business succeed.

Will I need any special software for the sessions?

No. All video coaching sessions utilize Google Meets or Zoom. Both are very easy to use and you don’t need to downlead anything in order for them to work.

I miss a monthly session can I reschedule?

We understand everyone gets busy, especially truckers. If you need to reschedule you can do so by giving us a few hours notice. If you miss your session entirely you can reschedule, once. However if you miss your 2nd session you will need to wait until the following month.

Can other people from my company join us?

Sure. The coaching sessions are generally one-on-one to provide personalized guidance. However, if there are other members in your company (or a spouse) who you feel should attend, they are more than welcome. If they are in a different location just let us know ahead of time so we can send them a meeting link.

What if I don’t feel like I need a session?

That’s up to you. We can always check back in next month. At some point you may feel that you have acquired all the knowledge and info you need and have outgrown us.

What if I want more than one session per month?

Our sessions are designed to be efficient and structured. You might just need a quick phone call, and that is no problem. However, if you really want an additional session each month we can accommodate you with a a one time add on, pro-rated at $40 per 30 minutes.

What we cannot do.

Find Loads.

BLF does not engage with any brokers, dispatchers or load boards. We do, however, aim to get all of our truckers off of dependence upon these services for their daily loads. This is done through other aspects of the R.I.G.

Operational Efficiency.

BLF consultants are generally not equipped with the skills to help with fleet management and route optimization. (*We are planning to roll out this service late 2023).

Regulatory Compliance.

We are not able to help with DOT compliance or permit assistance at this time.

Driver Management

Aside from the occasional referral of one BLF trucking client to another, we cannot assist with recruiting, hiring and managing additional drivers for your fleet.

Need help?

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For inquiries, please call

(406) 555-0120

For appointments

(406) 555-0120

FAQ’s​

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